MobilePay

**MobilePay App User Guide** Welcome to MobilePay, the app designed to make transferring money and making payments as simple and quick as possible. This guide will help you get started with the MobilePay app and take advantage of its features to manage your payments efficiently. ### 1. **Getting Started** **Download and Install the App:** - Visit the App Store or Google Play Store and search for "MobilePay." - Download and install the app on your smartphone. **Sign Up or Log In:** - Open the app and sign up using your Finnish personal identity number, phone number, bank card, bank account, and email address. - If you already have an account, simply log in with your credentials. **Set Up Your Profile:** - Follow the prompts to complete your profile setup, including linking your bank account and card. - Set up a secure PIN or enable biometric authentication (fingerprint or facial recognition) for secure access. ### 2. **Sending and Requesting Money** **Send Money:** - From the home screen, tap "Send Money." - Select a contact from your phone or manually enter the recipient's phone number. - Enter the amount you want to send and add a message if desired. - Confirm the transaction to send the money instantly. **Request Money:** - Tap "Request Money" on the home screen. - Choose the contact you want to request money from, or enter their phone number. - Specify the amount and include a message if needed. - Send the request, and the recipient will receive a notification. ### 3. **Receiving Money** **Receive Money:** - When someone sends you money, you’ll receive a notification. - The money will be credited directly to your linked bank account. - You can view the details of received payments in the transaction history. ### 4. **Scheduling Money Gifts** **Schedule Money Gifts:** - Tap on "Schedule" from the home screen. - Enter the recipient’s details, the amount, and the date you want the money to be sent. - Add a personal message if you like. - Confirm the details to schedule the money gift for the specified date. ### 5. **Making Payments** **Pay Online or In-Store:** - To pay online or in-store, select "Pay" from the home screen. - For online payments, enter the payment details or scan a QR code if available. - For in-store payments, scan the merchant’s QR code or use NFC if supported. **Recurring Payments:** - Set up recurring payments by tapping "Recurring" on the home screen. - Choose the recipient or service, enter the amount, and set the frequency (daily, weekly, monthly). - Confirm the details to automate your payments. ### 6. **Managing Group Settlements** **Create a Group Settlement:** - Select "Group Settlements" from the menu. - Create a new group by adding participants from your contacts. - Enter the expenses, and the app will automatically calculate who owes what. - Send out the settlement details to group members, who can pay their share directly through the app. ### 7. **Collecting Money with Box** **Set Up a Box Collection:** - Tap on "Box" from the home screen. - Create a new Box for a specific purpose, like a group gift or event. - Share the Box with others via a link or directly through the app. - Participants can contribute money to the Box, and you can track contributions in real-time. ### 8. **Security and Settings** **Manage Security Settings:** - Go to "Settings" in the app to manage your security preferences. - Enable biometric authentication or set a strong PIN to protect your account. - You can also set up notifications to alert you of any transactions or changes to your account. **Update Personal Information:** - In the "Profile" section, you can update your personal details, such as your phone number, email address, or linked bank account. ### 9. **Getting Help and Support** **Access Help:** - If you need assistance, visit the "Help & Support" section in the app’s menu. - You’ll find FAQs, troubleshooting guides, and contact options for customer support. ### 10. **Logging Out** **Log Out Securely:** - To log out, tap on your profile icon and select "Log Out." - Always log out after using the app, especially if you’re on a shared device. With this guide, you’re now ready to use the MobilePay app to send, receive, and manage your money with ease. Enjoy the convenience of simple and secure payments right from your smartphone!